There are supporting documents that you will require when submitting a loan application. Please use the following as a guide when applying for finance. Please select the categories that describe you:
PAYG Applicants
Provide only what applies to your circumstances.
- 100 Points ID (passport or birth certificate & drivers license)
- Rates Notice for all properties owned
- Last 2 payslips
- Latest Group Certificate or Tax Return
- Last 6 months savings history statements
- Evidence of property sale
- Evidence of property purchase
- Evidence of existing rental income for investment properties owned
- Evidence of expected rental to be received on investment purchase
- Evidence of Pensions or other allowances received
- Last 6 months loan history for debts being refinanced/consolidated
- Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
- Last 3 months credit/store cards statements
Application for Construction
Provide only what applies to your circumstances.
- 100 Points ID (passport or birth certificate & drivers license)
- Rates Notice for all properties owned
- Last 2 payslips
- Latest Group Certificate or Tax Return
- Last 6 months savings history statements
- Evidence of property sale
- Evidence of property purchase
- Evidence of existing rental income for investment properties owned
- Evidence of expected rental to be received on investment purchase
- Evidence of Pensions or other allowances received
- Last 6 months loan history for debts being refinanced/consolidated
- Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
- Last 3 months credit/store cards statements
- Copy of fixed price building contract/quote/tender
- Copy of proposed building plans
- Copy of inclusions list
- Details of land purchase
First home buyers
Provide only what applies to your circumstances.
- 100 Points ID (passport or birth certificate & drivers license)
- Copy of Medicare Card
- Copy of Utilities Bill (Gas, Electricity or Car insurance – must show current mailing address
- Rates Notice for all properties owned
- Last 2 payslips
- Latest Group Certificate or Tax Return
- Last 6 months savings history statements
- Evidence of property sale
- Evidence of property purchase
- Evidence of existing rental income for investment properties owned
- Evidence of expected rental to be received on investment purchase
- Evidence of Pensions or other allowances received
- Last 6 months loan history for debts being refinanced/consolidated
- Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
- Last 3 months credit/store cards statements
Self-Employed Applicants
When submitting a loan application, there are supporting documents that should be provided. Please use the following as a guide when applying for finance. Please select the categories that describe you:
Provide only what applies to your circumstances.
- 100 Points ID (passport or birth certificate & drivers license)
- Rates Notice for all properties owned
- Last two years full business/company/trust tax returns
- Last two years ATO Notice of Assessments
- Last two years personal tax returns
- Copy of trust deed
- Copy of Memorandum and Articles
- Copy of Certificate of Incorporation
- Last 6 months savings history statements
- Evidence of property sale
- Evidence of property purchase
- Evidence of existing rental income for investment properties owned
- Evidence of expected rental to be received on investment purchase
- Evidence of Pensions or other allowances received
- Last 6 months loan history for debts being refinanced/consolidated
- Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
- Last 3 months credit/store cards statements
Low Doc Applicants
Provide only what applies to your circumstances.
- 100 Points ID (passport or birth certificate & drivers license)
- Rates Notice for all properties owned
- Evidence of funds to complete purchase (savings)
- Evidence of property sale
- Evidence of property purchase
- Evidence of existing rental income for investment properties owned
- Evidence of expected rental to be received on investment purchase
- Last 6 months loan history for debts being refinanced/consolidated
- Last statements for all debts held (eg: car leases, personal loans, interest free loans, etc)
- Last 3 months credit/store cards statements