When a relationship ends, the process of untangling shared property and finances can feel daunting. A jointly owned home often represents more than just bricks and mortar—it’s tied to memories, emotions, and practical challenges. Here’s how to approach this situation with clarity and purpose, ensuring your financial future is secure. The Importance of Legal Support…
Happy New Year, yes it is February however as this is our first newsletter of 2025 it seems like an appropriate greeting! And just like that the RBA has dropped the cash rate after thirteen rate increases and fifteen months of keeping them steady at 4.35%. What happens now? It is generally anticipated that the…
When preparing for a home loan, it’s not just your savings and income that matter. Lenders take a close look at your financial habits, and some seemingly small details can make a big difference. Here are four factors that might unexpectedly impact your borrowing power: Small Subscriptions, Big Impact Those $10 or $20 monthly subscriptions…
The Importance of Having a Will A Will is more than just a document—it’s a key tool in ensuring your wishes are respected and your loved ones are provided for. Many people put off writing a Will, often underestimating its importance or assuming it’s something only older individuals need. However, having a professionally drafted and…
What High Inflation Means for Home Financing Rising inflation and interest rates have shifted the way Australians approach home financing, pushing many to adopt smarter financial habits. As living costs rise, mortgage holders are rethinking their budgets and making more informed choices, which could have long-lasting impacts. Inflation, Rates, and Property Market Resilience The Reserve…
New South Wales Market Update: A Closer Look at October’s Growth Sydney’s property market showed a modest uptick in October, with home values rising by 0.19% and pushing the median price to a new high of $1.108 million, according to PropTrack’s latest report. This marks continued growth for Sydney, with home values now 4.51% higher than…
Canberra Market Update: Latest Shifts in Property Prices and Trends Canberra’s property market saw a slight rise in October, with home values edging up by 0.29%, bringing the median price to $845,000, as highlighted in PropTrack’s latest report. While this marks a modest monthly gain, prices remain 0.09% lower than a year ago and have softened…
Don’t Let Fear of Rejection Hold You Back: Why Fear of Rejection Shouldn’t Stop You from Applying for a Home Loan A recent Finder survey found that 1 in 5 Australians did not apply for a financial product in the past 12 months due to fear of rejection. Among these, home loans (5%), car loans (3%),…
Are you a registered nurse or midwife dreaming of owning a home but struggling to save up a 20% deposit? There’s great news for you! Did you know that you get a home loan with just a 10% deposit and avoid paying Lenders Mortgage Insurance (LMI). This opportunity can save you thousands of dollars and…
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